When the wedding festivities are over and the honeymoon is just a sun-kissed memory, you?ll find that life still has many expenses. Most people know the importance of keeping a tight budget for the wedding, given how expensive they can be. However, it’s also valuable to figure out how your new life together will be funded and where each of you are in your journey toward being debt-free. The following tips can help you and your new spouse avoid going into credit card debt, which can be expensive and difficult to pay off.
Establish Your Income and Credit History

One thing that can be strange at first is simply talking together about money management. After all, we rarely share the facts about our income and assets with anyone outside our families. Your new spouse has just become your closest family member, so a heart-to-heart meeting about the sources of income and history of money in your lives is invaluable. In fact, it’s probably best to have discussions about money management before you’re married. If you discover that you are in a slightly more favorable financial position than your fiancé or spouse, make certain you are expressing love and not being judgmental towards them. The last thing you want early in your marriage is to create feelings of shame around important financial conversations.
Note Your Fixed Monthly Costs

Once your joint monthly income is determined, move on to the fixed costs for each month and ask these questions:

Do you have a c...